Best Certified Financial Planner Near Me

Financial Planning

As a Certified Financial Planner, one of our primary services is to help you create a plan that helps you meet your financial goals by maximizing each dollar you make while ensuring a lifestyle that meets your current needs.

Leeward Wealth Management creates a plan that takes into consideration your income, how you spend your money and finally, your short term and long term goals. We walk you through the crucial steps:

• Clearly define your financial goals.
  
  
• Organize and prioritize these goals.
  
  
• Outline definite steps needed to achieve these goals.

Depending on your needs and current circumstances, we can come up with a customized informal or formal financial plan for you.

College Planning

One of the basic goals of parents is a good college education for their children. However, with the rising cost of higher education, they sometimes wonder if this goal is even achievable. This is where college planning comes into play.

It is one thing to resolve to save up for your child’s future education. However, many factors can deter you from saving up enough. A specific college plan helps you keep on track and maximizes your investment so your child’s future education is assured.

There are special savings accounts specifically for this:

• Coverdell Education Savings Accounts (ESA)
  
  
• 529 College Savings Plans

As a certified financial planner, Leeward Wealth Management can help you choose what works best for you and your child.

Estate Planning

Some people hesitate to plan their estate. Some think that their estate is not worth much to warrant an estate plan. Some believe that it’s too early to plan their estate. And some would rather not think about it because planning for what will happen after you die is too morbid.

However, an estate plan is important if you value what happens to your loved ones when you pass away or if you become incapacitated to manage your affairs. An estate plan ensures that they are taken care of and protected should something happen to you.

Leeward Wealth Management can help you draw up a plan that ensures that your estate is preserved, managed and distributed to the people or institutions you care about after your death. We work with your estate attorney who will ultimately draft the legal documents.

Retirement Planning

Because each person’s situation is different, it is important to have a plan that is custom designed for your particular needs and goals. At Leeward Wealth Management, your financial well-being is our priority. With our expertise, we can help you create a customized plan that will ensure your stability even in your retirement years.

Risk Management

Tax Planning

Insurance and Annuities

Insurance and annuities are financial products that you can add to your investment portfolio as tax-deferred alternatives to traditional stocks and bonds.

Life insurance provides your family with a lump sum payout when you die. Annuities on the other hand, can augment your retirement nest egg. Like life insurance, annuities are also insurance contracts where you pay a set amount of money to investment institutions. Upon maturity, this provides a lifetime of guaranteed income streams.

It is not uncommon for people to invest in both life insurance and annuities. Each has its benefits and risks. Depending on your needs and circumstances, you may want to incorporate one or both into your financial plans.

Leeward Wealth Management can help you manage your investment portfolio and give you advice on which financial products to include that maximize benefits and minimize risks.

Wealth Management